If your car should cause
injury to another person and you’re at fault,
this coverage pays for the damages. 100k
person / 300k accident
Property
Damage Liability
If your car should
cause damage to another person’s car, home,
or property and you’re at fault, this coverage
pays for the damages. 10k required / 50k
recommended
Uninsured Motorist
Coverage
Additional Medical, will
cover lost wages.
If you, a household member, or an occupant of your
car should be injured by a hit-and-run, an uninsured
or underinsured driver, this coverage will pay certain
injury losses.
Not required.
Personal
Injury Protection
If you, a household
member, or an occupant of your car not covered
under their own auto policy, are injured by an
automobile, this pays for most of your lost wages,
and eligible medical and funeral expenses.
Medical Payments
If anyone in your
car is hurt, regardless of fault, this coverage
pays for certain medical, surgical, dental, hospital
and funeral expenses not paid by PIP.
Comprehensive
Coverage
If your car is
damaged by something other than collision (fire,
theft, etc.), this will pay for repairs up to your
car’s market value, less policy deductibles.
Collision Coverage
If your car is damaged
by collision, this coverage will pay for repairs
up to your car’s market value, less policy
deductibles.
